DISCLOSURE
Nature And Scope Of The Advice
Aurora Financial

Aurora Financial provides advice to our clients about their investments, mortgages, life insurance and health insurance, general and commercial insurance.

Our financial adviser will provide financial advice in relation to domestic general insurance, such as house, contents, landlords, motor vehicle and boat insurance, as well as commercial general insurance, such as commercial property, business interruption, commercial motor, marine, liability, professional indemnity and cyber insurance.

We only provide financial advice about products from certain providers:

  • For life insurance, we work with four companies - Partners Life, AIA, Fidelity and Cigna.
  • For health insurance, we work with three providers - Partners Life, AIA and NIB.
  • For mortgages, we work through an aggregator and we are accredited with the main banks (ASB, ANZ, BNZ) and various secondary lenders. E.g. Resimac and Pepper Money.
  • For KiwiSaver and managed investment products, we only provide limited advice and work with certain providers listed here. We do not provide full investment advice or planning on those products so you will need to consult a specialist.
  • General insurance.

Aurora Financial provides financial advice in relation to domestic general insurance, such as house, contents, landlords, motor vehicle and boat insurance, as well as commercial general insurance, such as commercial property, business interruption, commercial motor, marine, liability, professional indemnity and cyber insurance.

When providing our advice, we access a wide range of general insurance products from various general insurance providers in both the local and overseas market. For further information, please refer to our list of providers.

In providing you with financial advice, we will only consider existing term life, trauma, income protection and health insurance policies (if any). We will not provide advice on existing whole of life or endowment products, so you will need to consult a specialist if you would like advice on those products.

Him Enterprises Limited

Him Enterprises Limited provides advice to our clients about their life insurance, health insurance, KiwiSaver and other Managed Investment Schemes. Their financial advisers provide financial advice in relation to these financial advice products.

They only provide financial advice about products from certain providers:

  • For life insurance, they work with four companies - Partners Life, AIA, Fidelity and Cigna.
  • For health insurance, they work with three providers - Partners Life, AIA and NIB.
  • For KiwiSaver and managed investment products, we only provide limited advice and work with certain providers listed here. We do not provide full investment advice or planning on those products so you will need to consult a specialist.

In providing you with financial advice, they will only consider existing term life, trauma, income protection and health insurance policies (if any). They will not provide advice on existing whole of life or endowment products, so you will need to consult a specialist if you would like advice on those products.

Caleb Baker Limited

Caleb Baker Limited provides advice to our clients about their life insurance, health insurance, KiwiSaver and other Managed Investment Schemes. Their financial advisers provide financial advice in relation to these financial advice products.

They only provide financial advice about products from certain providers:

  • For life insurance, they work with four companies - Partners Life, AIA, Fidelity and Cigna.
  • For health insurance, they work with three providers - Partners Life, AIA and NIB.
  • For KiwiSaver and managed investment products, we only provide limited advice and work with certain providers listed here. We do not provide full investment advice or planning on those products so you will need to consult a specialist.

In providing you with financial advice, they will only consider existing term life, trauma, income protection and health insurance policies (if any). They will not provide advice on existing whole of life or endowment products, so you will need to consult a specialist if you would like advice on those products.